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Corrections to Derogatory Credit Report

Disclaimer: Be aware that some of these sample letters have legal, financial, or other implications. If you are not sure about the use of any letter, consult with an appropriate professional first.

Corrections to Derogatory Credit Report


Pursuant to your request as to a clarification on the
apparent derogatory findings in your review of my credit
history, I am submitting this correspondence for your
consideration, as well as the lender concerned. Please
be advised as follows:

1. The account held in the name of Bernard T. Emerson
with Gourmet Foods, is not mine.

2. I have asked my secretary to forward a copy to you
of the paid check issued to Flowers Unlimited over
six months ago.

3. I have never maintained a charge account with Lewis
Brothers Furniture Company, nor have I ever resided
at the address indicated in their report.

I sincerely hope that this will assist you in producing an
up to date report. If you should require further
information, please don't hesitate to call my office.

I would be appreciative if you would forward your updated
report to the lender. Please feel free to include this
correspondence if you so choose.



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